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Description of Bank Management and Financial Services

Features:

- Expanded discussion of the Gramm-Leach Bliley Act (GLB or Financial Services Modernization) and its impact on banking and financial services appears throughout the text. GLB has opened up new issues such as how to efficiently and effectively regulate combinations of large bank and nonbank businesses.

- New emphasis on investment banking and security underwriting services, one of the hottest topics in modern banking.

- Ethics in Banking boxes explore the increasingly important field of ethics in banking and financial services and their moral implications.

- Real Banks; Real Decisions boxes emphasize real world management actions and discuss actual problems banking and financial-service managers have been forced to deal with and how their decisions have worked out in practice.

- New Real Numbers for Real Banks project assignments offers the student an opportunity to use data collected from websites, especially the FDIC�s, in Excel applications to explore how real banks have addressed the issues presented in each chapter. The assignments in the first five chapters provide the foundation for an ongoing project that gradually unfolds as new chapters are encountered.

- New Standard & Poor's Educational Version of Market Insight problems found at the end of chapter provide short assignments encouraging students to gather up-to-date information about some of the largest financial firms in the world and the industries in which they operate. This information is used to draw conclusions and illustrate concepts.

- New E-banking and E-commerce boxes discuss what banks and their closest competitors have accomplished in the electronic field and the benefits and costs of this rapidly unfolding movement. Their production costs and risks are discussed, along with new information on web-based banks.

- New appendix on the use of the financial calculator is found at the back of the text, illustrating how to calculate the time value of money (TVM), present and future values of cash flows (PV and FV), and the annual percentage rate (APR) on a loan. These basic calculator routines will assist the reader in solving numerous problems that appear throughout the text.

- Banking and Financial Services on the Net boxes and key URLs are cited in the margins of every chapter. These important web citations are supplemented by interesting facts about the banking and financial services industry, labeled Factoids, and an intriguing set of questions and answers about banking and finance in popular movies, called Filmtoids, also in the margins of the chapters in this new edition.

- More Concept Checks are included after each major section, raising questions and problems to solve in order to determine whether the reader understands the material that was presented.

- Each chapter begins with part openers, which introduce each of the six major sections of the text and explain the principal goals of each section.

Title Information

ISBN:

9780071239318

Pages:

800 pages

Format:

Paperback

Product Code:

21462

Publisher:

McGraw-Hill Higher Education

Published:

01/05/2004

Edition:

6th Edition

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Contents of Bank Management and Financial Services

PART I. An Introduction to the Business of Banking and Financial Services Management

1. An Overview of Banks and The Financial-Services Sector

2. The Impact of Government Policy and Regulation on Banking and the Financial-Services industry

3. The Organization and Structure of Banking and The Financial-Services Industry

4. The Financial Statements of Banks and Some of Their Closest Competitors

5. Measuring and Evaluating the Performance of Banks and Their Principal Competitors


PART II. Asset-Liability Management Techniques and Hedging Against Interest-Rate Risk and Credit Risk

6. Asset-Liability Management: Determining and Measuring Interest Rates and Controlling Interest-Sensitive and Duration Gaps

7. Using Financial Futures, Options, Swaps, and Other Hedging Tools in Asset-Liability Management

8. Asset-Backed Securities, Loan Sales, Credit Standbys, and Credit Derivatives: Important Risk Management Tools for Banks and Competing Financial-Service Firms


PART III. Managing the Investment Portfolios and Liquidity

Positions of Banks and Similar Financial Firms

9. The Investment Function in Banking and Financial Services Management

10. Liquidity and Reserve Management: Strategies and Policies


PART IV. Managing the Sources of Funds for Banks and Their Closest Competitors

11. Managing and Pricing Deposit Services

12. Managing Nondeposit Liabilities and Other Sources of Borrowed Funds

13. Sources of Fee Income: Investment Banking, Security Trading, Insurance, Trust, and Other Revenue-Producing Services

14. The Management of Capital


PART V. Providing Loans to Businesses and Consumers

15. Lending Policies and Procedures

16. Lending to Business Firms and Pricing Business Loans

17. Consumer Loans, Credit Cards, and Real Estate Lending


PART VI. The Path of Expansion for Banks and Competing Financial-Service Providers

18. Creating and Managing Service Outlets: New Charters, Branches, and Electronic Facilities

19. Mergers and Acquisitions: Managing the Process

20. International Banking Service Options

Appendix: Using a Financial Calculator

Dictionary of Key Terms in Banking and Financial Services